Does My Insurance Cover Bariatric Surgery?

“Does my insurance cover bariatric surgery?” It might not surprise you to learn that this is one of the first questions patients ask when considering the best way to lose that extra weight.

Weight loss surgery can be a powerful and effective strategy to combat unwanted weight, but fear of a hefty price tag can scare many away.

It is important that you understand the cost implications of this procedure before you schedule your consultation.

What is Covered by Insurance?

Insurance is your best strategy to pay for weight loss surgery when it is covered.

However, not every type of weight loss surgery may be covered under your plan.

You can generally expect gastric sleeve, lap gastric bands, and gastric bypass to be covered with insurance.

What Weight Loss Surgery is Not Covered by Insurance?

While every plan is different, most insurance plans tend to not approve payment for gastric sleeves, duodenal switches or mini gastric bypass.

Does My Insurance Cover Bariatric Surgery?

The only way to know if your policy covers bariatric surgery is to call your carrier directly to find out.

What to Do If Insurance Covers the Surgery

If your provider approves your bariatric surgery the next step is to schedule consultations with local surgeons in your area!

What to Do if Insurance Does Not Cover Surgery

If you learn that your weight loss surgery is not covered through your insurance carrier, you still have some options.

When choosing benefits for the year speak with your HR about weight loss surgery to learn about your options.

You can also consider a medical loan to help finance your surgery.

Lastly, Medicaid generally covers weight loss surgery, so be sure to see if you are a candidate.

Bariatric Surgeons Near Me

If you are looking to work with a board certified bariatric surgeon, schedule your consultation with us today.